Online Account Opening

Haverhill Bank is pleased to offer a variety of consumer deposit accounts available for quick and convenient account opening. Simply choose a product below and select the “Open an Account” button to get started!

Haverhill Bank provides products and services to consumers that live and/or work within the bank’s service area, which includes the following cities/towns. While we appreciate your interest in Haverhill Bank, we reserve the right to only open accounts for consumers and businesses primarily based in our service area.
Massachusetts: Amesbury, Boxford, Groveland, Haverhill, Merrimac, Methuen, Newbury, Newburyport, North Andover and West Newbury
New Hampshire: Atkinson, Derry, Newton, Pelham, Plaistow, Salem and Windham

Free Regular Checking

That’s right … free! With this personal checking account, you don’t have to worry about a monthly fixed charge or maintaining a minimum balance. Enjoy freedom like no other with Free Regular Checking.

Features

*Data fees from your mobile carrier may apply.

**You may access ATMs bearing the SUM and/or MoneyPass logos without incurring a surcharge by the owner of the ATM. Non-SUM and Non-MoneyPass ATM owners may charge for use. Haverhill Bank fees may apply. Refer to Consumer Banking Schedule of Charges for details.

NOW Checking

Looking for a checking account that gives you all the perks you want – now? We have the account for you! Haverhill Bank’s NOW Checking account not only allows you to earn interest on your balance, but also comes equipped with all of our online services at no additional cost!

Features

*Monthly fixed charge will be waived on your NOW Checking account if you maintain a daily minimum balance of $400, or if the combined balance of your NOW Checking account, saving accounts, money market accounts and certificates of deposit are $5,000 or more everyday during the statement cycle.

**Data fees from your mobile carrier may apply.

***You may access ATMs bearing the SUM and/or MoneyPass logos without incurring a surcharge by the owner of the ATM. Non-SUM and Non-MoneyPass ATM owners may charge for use. Haverhill Bank fees may apply. Refer to Consumer Banking Schedule of Charges for details.

Gold Checking

Give your finances a boost with a Gold Checking Account! Gold Checking is a lot like our NOW Checking but includes additional benefits like ATM fee reimbursements (limits apply), free money orders & cashiers checks, free regular check orders and more!

Features

$10 monthly fixed charge will be waived on your Gold Checking account if the combined balances of your Gold Checking account, savings accounts, money market accounts, IRA’s and Certificates of Deposit are $10,000.00 or more everyday during the statement cycle.

*You are eligible for reimbursement of ATM surcharges imposed by other banks (maximum $40.00 per account, per statement cycle). ATM reimbursements will be credited to your Gold Checking account on the last day of your statement cycle.

**Data fees from your mobile carrier may apply

***You may access ATMs bearing the SUM and/or MoneyPass logos without incurring a surcharge by the owner of the ATM. Non-SUM and Non-MoneyPass ATM owners may charge for use. Haverhill Bank fees may apply. Refer to Consumer Banking Schedule of Charges for details.

Statement Savings

With Statement Savings you will receive a monthly mailing instead of a passbook. For your convenience, you may take advantage of a complimentary upgrade to eStatements and enjoy paperless access to your monthly account information via online banking!

Your savings activity and interest earned are noted so that you have the information you need to plan financially. Statement Savings accounts are available to people 13 years or older.*

Features

  • Free Online Banking and mobile app*
  • Free Mobile Deposit for qualified customers*
  • Statements mailed monthly with option for complimentary upgrade to eStatements
  • Free initial ATM card with access to thousands of surcharge-free ATMs**

Statement savings accounts are available to people 13 years or older. Children 12 or younger are required to have a parent/guardian as joint account-holder. You may make only six (6) withdrawals or transfers to another party or to another account per month or statement cycle by means of pre-authorized or automatic transfers, telephone, electronic transfers, facsimile transmission, computer, check or debit card. Interest compounded monthly on balances of $10.00 or more

*Data fees from your mobile carrier may apply.

**You may access ATMs bearing the SUM and/or MoneyPass logos without incurring a surcharge by the owner of the ATM. Non-SUM and Non-MoneyPass ATM owners may charge for use. Haverhill Bank fees may apply. Fee for replacement cards may apply. Refer to Consumer Banking Schedule of Charges for details.

Money Market Accounts

This special account gives you the advantage of Money Market rates and access to your money any time. The interest rate on this account is tiered so that as your account balance grows so does the interest rate that you receive!

Features

  • $1,000 minimum deposit to open
  • Tiered interest rates
  • Six (6) withdrawals or transfers per month*

*You may make only six (6) withdrawals or transfers to another party or to another account per month or statement cycle by means of pre-authorized or automatic transfers, telephone, electronic transfers, facsimile transmission, computer, check or debit card. Haverhill Bank reserves the right to transfer your funds to a checking account should you make transactions in excess of the limitations as described above.
Refer to Consumer Banking Schedule of Charges for details.

12 Month CD

Our 12 month certificate of deposit (CD) offers a competitive rate and convenient term to fit your short-term saving needs. Interest rates are fixed and guaranteed for the full term of your deposit.

Features

  • Competitive rate
  • $500 minimum balance required to open and to earn interest
  • Interest on term deposits is compounded monthly

Rates subject to change without notice. Minimum $500 to open account and earn Annual Percentage Yield (APY). Transactions are not allowed during the term of the CD. Penalties apply for early withdrawals. For account-related fees, please see our Consumer Banking Schedule of Charges.

2 Year CD

Our 2 year certificate of deposit (CD) offers a competitive rate and convenient term for any savings goal. Interest rates are fixed and guaranteed for the full term of your deposit.

Features

  • Competitive rate
  • $500 minimum balance required to open and to earn interest
  • Interest on term deposits is compounded monthly

Rates subject to change without notice. Minimum $500 to open account and earn Annual Percentage Yield (APY). Transactions are not allowed during the term of the CD. Penalties apply for early withdrawals. For account-related fees, please see our Consumer Banking Schedule of Charges.

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