Consumer Loans - Auto And Unsecured
Effective Date: Tuesday, December 10, 2024
| Product | Model Years | Term | Interest Rate | APR | Payments Per $1,000 Borrowed |
|---|---|---|---|---|---|
| New & Used Auto Purchases | 2023-2024 | 36 Months | 6.750% | 6.750% | $30.76 |
| 48 Months | 7.000% | 7.000% | $23.95 | ||
| 60 Months | 7.250% | 7.250% | $19.92 | ||
| Used Auto Purchases | 2017-2022 | 36 Months | 7.750% | 7.750% | $31.11 |
| 48 Months | 7.750% | 7.750% | $24.30 | ||
| 60 Months | 8.000% | 8.000% | $20.28 | ||
| Documentation Required: Bill Of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder). All Auto Loans require AutoPay from a new or existing Haverhill Bank Account. Auto Loans are for PURCHASES ONLY (product not available for refinances). Maximum 90% of lesser sales price or NADA Average Retail Value. Maximum Loan Amount: $50,000.00 |
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| Product | Term | Interest Rate | APR | Payments per $1,000 borrowed |
|---|---|---|---|---|
| with Auto Pay | 36 Months | 14.250% | 14.250% | $34.30 |
| Applicants not required to have account with Haverhill bank at application, but will be required to open an account in the event a personal loan is approved. Loan Amounts: $3,000 - $5,000 Term: 12-36 months fully amortized. |
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