Consumer Loans - Auto And Unsecured
New & Used Auto Purchases
Effective Date: Wednesday, November 6, 2024
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| New & Used Auto Purchases Model Years: 2023-2024 | 6.625% | N/A | 6.625% | $30.71 | 36 |
| 6.875% | N/A | 6.875% | $23.89 | 48 | |
| 7.125% | N/A | 7.125% | $19.86 | 60 |
Documentation Required: Bill Of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder).
All Auto Loans require AutoPay from a new or existing Haverhill Bank Account.
Auto Loans are for PURCHASES ONLY (product not available for refinances).
Maximum 90% of lesser sales price or NADA Average Retail Value.
Maximum Loan Amount: $50,000.00
Used Auto Purchases
Effective Date: Wednesday, November 6, 2024
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| Used Auto Purchases Model Years: 2017-2022 | 7.375% | N/A | 7.375% | $31.05 | 36 |
| 7.625% | N/A | 7.625% | $24.24 | 48 | |
| 7.875% | N/A | 7.875% | $20.22 | 60 |
Documentation Required: Bill Of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder).
All Auto Loans require AutoPay from a new or existing Haverhill Bank Account.
Auto Loans are for PURCHASES ONLY (product not available for refinances).
Maximum 90% of lesser sales price or NADA Average Retail Value.
Maximum Loan Amount: $25,000.00
Unsecured Loans
Effective Date: Wednesday, November 6, 2024
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| Unsecured Loans w/ auto pay | 14.125% | N/A | 14.125% | $34.24 | 36 |
Applicants not required to have account with Haverhill bank at application, but will be required to open an account in the event a personal loan is approved.
Loan Amounts: $3,000 - $5,000
Term: 12-36 months fully amortized.
